What is collision insurance?

Collision insurance is a type of car insurance that helps pay for repairs or replacement of your vehicle if you are in a crash, regardless of who is at fault. This coverage protects you from paying out-of-pocket for damages to your own car, unlike liability insurance which covers damages you cause to others. Collision insurance can be helpful if you have a newer or more valuable car, as it can help you get back on the road quickly after an accident.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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