What is the difference between full coverage and comprehensive coverage?

Full coverage typically refers to auto insurance policies that include liability, collision, and comprehensive coverage. Liability insurance helps pay for others’ injuries or damages, while collision coverage helps pay for damage to your own car in an accident. Comprehensive coverage, on the other hand, helps pay for damage to your car from things like theft, vandalism, or natural disasters. So, while full coverage includes liability, collision, and comprehensive coverage, comprehensive coverage specifically focuses on damages to your car from certain incidents.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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