What type of coverage is necessary for an 18-year-old driver?
An 18-year-old driver needs to have at least basic auto insurance coverage. This typically includes liability coverage, which helps pay for damages to other people or their property if the driver causes an accident. Additionally, it is recommended for young drivers to have comprehensive and collision coverage to protect their own vehicle. Some states may also require uninsured or underinsured motorist coverage to help in case of an accident with a driver who does not have insurance.
