What is collision insurance?
Collision insurance is a type of car insurance that helps pay for repairs or replacement of your vehicle if you are in a crash, regardless of who is at fault. This coverage protects you from paying out-of-pocket for damages to your own car, unlike liability insurance which covers damages you cause to others. Collision insurance can be helpful if you have a newer or more valuable car, as it can help you get back on the road quickly after an accident.