Does collision insurance cover damage to my car caused by weather-related incidents, like hail or flooding?

No, collision insurance typically does not cover damage to your car caused by weather-related incidents like hail or flooding. Instead, comprehensive insurance is what you would need to cover these types of damages to your vehicle. Comprehensive insurance can help pay for repairs or replacement of your car if it is damaged by non-collision incidents. It’s important to check with your insurance company to make sure you have the right coverage for weather-related damage to your car.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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