Does liability insurance cover hit-and-run accidents?
Liability insurance does not usually cover hit-and-run accidents. This type of insurance typically only covers damages that you cause to someone else or their property. In the case of a hit-and-run, the other driver is unknown and there is no one to hold responsible. To be covered in a hit-and-run situation, you may need to have uninsured motorist coverage as part of your insurance policy. This coverage can help pay for damages when the at-fault driver is uninsured or cannot be identified, such as in a hit-and-run accident.
