Does liability insurance cover hit-and-run accidents?

Liability insurance does not usually cover hit-and-run accidents. This type of insurance typically only covers damages that you cause to someone else or their property. In the case of a hit-and-run, the other driver is unknown and there is no one to hold responsible. To be covered in a hit-and-run situation, you may need to have uninsured motorist coverage as part of your insurance policy. This coverage can help pay for damages when the at-fault driver is uninsured or cannot be identified, such as in a hit-and-run accident.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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