Does my car insurance cover medical expenses for me and my passengers?
Some car insurance policies include coverage for medical expenses for both you and your passengers if you are in an accident. This coverage, known as Personal Injury Protection (PIP) or Medical Payments coverage, can help pay for medical bills, ambulance fees, and other related expenses up to your policy limits. It’s important to review your policy to understand what type of coverage you have and to make sure you have adequate protection in case of an accident. You may want to consider adding additional coverage if your current policy does not offer enough protection for medical expenses.