How does liability insurance differ from other types of car insurance?

Liability insurance is a type of car insurance that helps cover the costs if you cause an accident that injures someone or damages their property. Unlike other types of car insurance, like collision or comprehensive, liability insurance does not pay for damage to your own car. It is designed to protect you from having to pay out of pocket for someone else’s medical bills or repairs. Liability insurance is required in most states because it helps ensure that people are financially responsible if they cause an accident.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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