What does liability insurance cover?
Liability insurance helps cover the cost of damages or injuries caused by an accident you’re responsible for. This type of insurance can help pay for expenses like medical bills, property damage, or legal fees if someone sues you. It doesn’t typically cover your own injuries or damage to your own property. Liability insurance is important to protect you financially in case something goes wrong and you’re found at fault. Make sure you understand the limits of your policy and consider getting additional coverage if needed.