What happens if I’m in an accident and the other driver doesn’t have insurance?
If the other driver doesn’t have insurance, it may be harder to get money for your injuries or damage to your car. Your own insurance might cover some costs if you have uninsured motorist coverage. You could also try to sue the other driver, but they might not have enough money to pay for your expenses. It’s important to always have car insurance so you are protected if you get into an accident.