Will my comprehensive insurance rates increase if I file a claim?

Your comprehensive insurance rates may increase if you file a claim. Insurance companies often consider your claim history when determining your rates. If you have filed multiple claims, they may see you as a higher risk and raise your rates accordingly. It’s important to weigh the cost of your claim against the potential increase in rates before deciding to file.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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