Call a licensed agent: 833-964-9663

How Much is Buick Car Insurance?

Written by Elizabeth Rivelli

Reviewed by Alyssa DiCrasto

Last updated: February 26th, 2024

The average cost of Buick insurance ranges from $2,028 per year to $2,273 per year for a full coverage insurance policy for the most popular Buick models. However, the price you’ll pay for Buick insurance depends on the model, year, and trim of your Buick as well as personal factors like where you live.

What does it cost to insure my Buick?

Buick Insurance by Vehicle

1 Car Comparison

"*" indicates required fields

Zip Code*

Buick, which is owned by General Motors (GM), is the oldest car manufacturer that still operates today. The company has an extensive lineup of sedans and SUVs at a variety of price points. If you’re thinking about purchasing a Buick, you might be wondering about the cost of Buick car insurance. We’ll look at the average cost of Buick insurance and explain which car insurance companies offer the best Buick insurance.  

Buick SUV

How much does Buick insurance cost?

According to our analysis of recent rate data, the average cost of Buick insurance ranges from $2,028 per year to $2,273 per year for a full coverage insurance policy for the most popular Buick models. For comparison, the average car insurance premium among popular 2023 models is $2,123 per year.  

However, your Buick insurance cost will depend on a variety of unique factors. Personal rating factors, like your location, age, credit score, claim history, and driving record will impact your premium. There are also vehicle-related factors, like the specific Buick model you insure, whether the vehicle is new or used, and the car’s mileage.  

Lastly, your policy preferences will affect the cost of Buick insurance. The coverage types, coverage limits, and deductibles you pick will contribute to your overall insurance cost. If you qualify for any discounts, that could help reduce your insurance premium. 

If you’re in the market for Buick insurance, it’s important to get personalized quotes from multiple insurance companies to see which one can offer you the most affordable rate. To get started, you can take our short quiz to see how much you can expect to pay to insure your Buick.

Buick insurance rates by model

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024. 

Average Buick Enclave insurance cost

On average, the average Buick Enclave premium is more expensive than the average rate for all popular 2023 vehicles in the U.S., which is $2,123 per year. 

One of the reasons why Buick Enclave insurance is more expensive than average is because the vehicle has a high value. The 2023 Buick Enclave has a starting MSRP of $46,990, which makes it one of the more expensive cars in Buick’s lineup. Compared to other Buick models, like the Encore, the Enclave doesn’t have the highest safety ratings, which could also contribute to the higher cost of car insurance.  

See more on how much Buick Enclave insurance costs >

Average Buick Encore insurance cost

The 2023 Buick Encore costs $2,028 per year to insure, on average. The average cost of Buick Encore insurance is less expensive than the overall average for all popular 2023 vehicle models.  

The Encore is one of the more affordable vehicles that Buick makes. The 2023 Encore has a starting MSRP of $27,495. It’s also a top safety pick from the Insurance Institute of Highway Safety (IIHS), with “good” safety ratings in most categories. Vehicles with advanced safety features and excellent safety ratings often cost less to insure.  

See more on how much Buick Encore insurance costs >

How much should I expect to pay to insure my Buick

Personalized rate estimates at the top insurance companies in your state

Your rates will vary based on where you live, your age, and other factors like your driving record

Best car insurance companies for Buick

There are lots of great car insurance companies for Buick owners. However, the best car insurance company for you will depend on your individual situation. Based on our analysis, here are some of the best and cheapest car insurance companies for Buick owners on average:

Average cost of Buick car insurance at popular car insurance companies

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024. 

Before you choose a car insurance company, make sure to evaluate several carriers to see which one best suits your needs. It’s a good idea to check third-party ratings from groups like J.D. Power, AM Best, and the National Association of Insurance Commissioners (NAIC). 

You can also compare providers based on features like endorsements, discounts, customer service channels, and mobile/online policy management tools. Once you pick a few contenders, get quotes to see which company can offer the lowest rate for the type and amount of coverage you want.

Compare car insurance cost between two vehicles

SUV Car Insurance by Vehicle
SUV Car Insurance by Vehicle

2 Car Comparison

"*" indicates required fields

Vehicle 1

Vehicle 2

Zip Code*

Frequently asked

Are Buicks expensive to insure?

Buicks can be expensive to insure, but the cost of Buick insurance depends on many different factors. The vehicle model, as well as your location, age, credit score, and driving record will impact your unique premium. To find the most affordable Buick insurance for your situation, it’s a good idea to compare rates from several insurance companies.

Is insurance high on Buick Encore?

The average cost of car insurance on a 2023 Buick Encore is lower than the average rate for all popular 2023 vehicles in the U.S. However, you could pay more or less than average depending on factors like your age, location, insurance company, coverage limits, and deductibles.

Is owning a Buick expensive?

In general, owning a Buick isn’t too expensive. Because Buicks tend to be very reliable, there’s less potential for unexpected maintenance and repair costs. Most Buick models have good gas mileage, which can also keep your car expenses low. However, keep in mind that most Buick models cost upwards of $30,000 and the company isn’t known for selling the cheapest vehicles.

Is Buick a good car?

Buicks are known to be good cars with excellent reliability. In J.D. Power’s 2023 Vehicle Dependability Study, Buick ranks fourth on the list of 32 car brands. The newest Buick models come equipped with all the bells and whistles, like panoramic sunroofs and wireless smartphone charging, as well as advanced safety features like crash avoidance technologies. If you’re looking for those things, Buick could be a good car brand for you.

Methodology

Rate Retriever rates are based on public rate filings obtained by analytics company First Interpreter. This data comes from the rating plans insurance carriers submit to each state’s department of insurance. Rating plans detail how each carrier calculates premiums using factors such as location, age, gender, and driving record, and they ensure that insurance premiums are both fair and competitive. 

For the data on this page, we made the following assumptions: a 35-year-old single male with a clean driving record and Good credit score. We adjusted this profile by vehicle make, model, trim, and year to determine the rates you see on this page.

These rates are not actual quotes and should only be used for comparative purposes. Your rates can vary significantly based on your unique driver profile. 

About Rate Retriever

At Rate Retriever, our mission is to make the way you shop for insurance transparent and fair through user-friendly tools that respect your privacy and deliver reliable, comprehensive results 

So we took everything we hated about comparing insurance quotes online – the spam, the long questionnaires, the limited choices, the inaccuracy of quote prices – and threw it out the window, favoring a short form that more accurately estimates what you’ll pay at each of the top insurance providers near you. 

Rate Retriever is an independent company that is not owned by an insurance provider, nor do we provide insurance ourselves. This independence allows us to be your free and impartial insurance research tool, helping you make the best decisions for your insurance needs.  

We may earn a commission when you click one of the links or call one of the providers listed on our site; however, we do not allow our partnerships to influence which information we provide.