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How Much is Jeep Car Insurance?

Written by Elizabeth Rivelli

Reviewed by Alyssa DiCrasto

Last updated: February 26th, 2024

With an average annual cost of around $1,830 to $2,190, Jeep insurance is relatively affordable compared to the national average. The price you’ll pay to insure your Jeep will depend on the model, year, and trim of your vehicle.

What does it cost to insure my Jeep?

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Car insurance for your Jeep

Jeep is a popular car brand, with top-selling models like the Grand Cherokee and Wrangler. If you’re shopping for a Jeep or already own one, you might be wondering about the average cost of car insurance for a Jeep. While Jeeps are more expensive to insure than some other vehicles, there are a variety of ways to reduce your Jeep car insurance premium.

In this article, we’ll highlight the average cost of car insurance for Jeeps and mention which companies have the best Jeep insurance. We’ll also provide a few tips for saving money on car insurance for a Jeep.

Is Jeep expensive to insure?

Jeeps can be expensive to insure, but it depends on the model and other factors. Based on our rate date, the average annual cost of Jeep insurance ranges from around $1,830 on the low end to $2,190 on the high end. Depending on your unique driver profile, credit score, and driving record, you might pay higher or lower rates than average for Jeep insurance.

While analyzing average rate data can give you a better idea of what you might pay for Jeep insurance, it’s still important to compare personalized rates. Getting quotes from several insurance companies will help you find the most affordable policy for your situation.

Average cost of car insurance for popular Jeep models

The average cost of car insurance for a Jeep depends on many different factors. Your location, age, marital status, credit score, driving record, and policy preferences are just a few of the criteria insurers use to calculate your premium. In addition, the Jeep model you purchase will affect the cost of car insurance. For example, our rate data shows that the average cost of car insurance for a Jeep Wrangler is cheaper than the average rate for a Jeep Compass.

Below, you can see the average cost of auto insurance for some of the most popular Jeep models:

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024. 

Insurance for popular Jeep models

Jeep Wrangler

Perhaps its most recognizable model, the Jeep Wrangler is an iconic off-road SUV, renowned for its rugged design, exceptional 4x4 capabilities, open-air options, and adventurous spirit.

See how much it costs to insure a Jeep Wrangler >

Jeep Grand Cherokee

The best-selling Jeep model is the Grand Cherokee, a midsize SUV known for its refined style, capable off-road performance, advanced tech, and spacious interior.

See how much it costs to insure a Jeep Grand Cherokee or a Jeep Cherokee >

Jeep Gladiator

The Jeep Gladiator is a versatile pickup truck that combines off-road prowess with towing capabilities, rugged design, and open-air freedom.

See how much it costs to insure a Jeep Gladiator >

Jeep Compass

The Jeep Compass is a compact SUV with a rugged appearance, decent off-road capabilities, modern tech, and comfortable cabin for urban adventures.

See how much it costs to insure a Jeep Compass >

How much is insurance a month for a Jeep?

The average monthly cost of Jeep insurance ranges from $152 to $182. However, keep in mind that these are just average rates. Your premium will depend on personal factors, like your zip code and driving record, as well as policy-related factors, like your coverage limits, endorsements, and deductibles.

Best insurance companies for Jeep

There are hundreds of auto insurance companies on the market, but there isn’t a single company that is the best for all Jeep owners. The best car insurance company for you is the one that offers the type and amount of coverage you need at the best price.

Before you buy Jeep insurance, research a few companies in your area that offer the coverage you want. You should also pay attention to the discounts offered, customer service options, and mobile and online tools.

Once you choose a few insurers that are contenders, get personalized rates to see which one can offer you the best deal. Most large insurance companies allow you to purchase a policy online and download your insurance ID cards in just a few minutes.

Average cost of Jeep car insurance at popular car insurance companies

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024. 

progressive insurance
GEICO insurance

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How to get cheap insurance for Jeep

Jeep insurance can be expensive, but there are plenty of ways to lower your insurance premium. Here are some tips for saving money on car insurance for Jeeps:

  • Look for discounts: Most car insurance companies offer discounts that can reduce your insurance premium. While discounts will vary based on your insurer, you can often get savings for insuring multiple vehicles, being a smart student, having no claims or violations, and insuring a vehicle with an anti-theft device or other safety features.
  • Bundle your policies: You can almost always save money on insurance when you bundle car insurance with another policy, like homeowners insurance, renters insurance, or condo insurance.
  • Pay in full: Many insurers will give you a small discount on your premium if you pay your annual premium upfront and in full. You might also be able to save money by enrolling in automatic payments.
  • Improve your credit score: In most states, your credit score will affect the cost of your car insurance policy. If you can improve your credit score, even by a few points, it could translate into savings on your premium.
  • Raise your deductibles: Some car insurance policies, like collision and comprehensive insurance, have a deductible that you pay out-of-pocket when you have a claim. Choosing higher deductibles typically helps you get a lower premium.
  • Shop around: One of the best ways to save on car insurance is to shop around and get multiple quotes. You can take our short quiz to determine what the expected price for Jeep car insurance would be for your situation and coverage needs.

How much should I expect to pay to insure my Jeep?

Personalized rate estimates at the top insurance companies in your state

Your rates will vary based on where you live, your age, and other factors like your driving record

Frequently asked

Why is my Jeep insurance so high?

There are several reasons why your Jeep insurance premium might be high. The cost of Jeep insurance will vary depending on the specific model you own. Additionally, personal factors like your age, credit score, and driving record can affect your rate. Young drivers typically pay the highest rates, as do drivers with poor credit and a complicated driving record.

How much is insurance on a 2023 Jeep Wrangler?

According to our rate data, the average cost of car insurance on a 2023 Jeep Wrangler Sport is $1,833 per year. Your actual rate could be more expensive or less expensive than average depending on many different factors. You can get personalized rate quotes from several insurers to see which one can offer you the cheapest Jeep Wrangler insurance.

How much insurance do I need for my Jeep?

Car insurance is a legal requirement in almost every state, whether you own a Jeep or a different vehicle. Most states require vehicle owners to carry a minimum amount of personal liability insurance, but each state has its own car insurance laws. Additionally, Jeep owners can often benefit from optional policies, like collision and comprehensive insurance, which provide physical damage coverage in the event of an accident or other covered damage loss.

Methodology

Rate Retriever rates are based on public rate filings obtained by analytics company First Interpreter. This data comes from the rating plans insurance carriers submit to each state’s department of insurance. Rating plans detail how each carrier calculates premiums using factors such as location, age, gender, and driving record, and they ensure that insurance premiums are both fair and competitive. 

For the data on this page, we made the following assumptions: a 35-year-old single male with a clean driving record and Good credit score. We adjusted this profile by vehicle make, model, trim, and year to determine the rates you see on this page.

These rates are not actual quotes and should only be used for comparative purposes. Your rates can vary significantly based on your unique driver profile. 

About Rate Retriever

At Rate Retriever, our mission is to make the way you shop for insurance transparent and fair through user-friendly tools that respect your privacy and deliver reliable, comprehensive results.  

So we took everything we hated about comparing insurance quotes online – the spam, the long questionnaires, the limited choices, the inaccuracy of quote prices – and threw it out the window, favoring a short form that more accurately estimates what you’ll pay at each of the top insurance providers near you. 

Rate Retriever is an independent company that is not owned by an insurance provider, nor do we provide insurance ourselves. This independence allows us to be your free and impartial insurance research tool, helping you make the best decisions for your insurance needs.  

We may earn a commission when you click one of the links or call one of the providers listed on our site; however, we do not allow our partnerships to influence which information we provide.Â