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How Much is Chrysler Car Insurance?

Written by Elizabeth Rivelli

Reviewed by Alyssa DiCrasto

Last updated: February 26th, 2024

Chryslers can be more expensive to insure than other vehicles, with the average cost of Chrysler insurance sitting around $10/month more than the national average. However the price you pay for car insurance will depend on the exact model and year of your Chrysler, as well as personal factors like where you live.

What does it cost to insure my Chrysler?

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Chrysler insurance costs

Chrysler manufactures several popular vehicle models in the U.S., including the highly-rated Pacifica. According to Kelley Blue Book, the Chrysler Pacifica is one of the best minivans on the market. Chrysler is part of the automotive group Chrysler Dodge Jeep, which sells these three car brands under the same parent organization. 

If you’re thinking about purchasing a Chrysler, you might be wondering about the cost of Chrysler insurance. Car insurance premiums for Chryslers depend on a variety of factors, like your location, vehicle model, vehicle age, and your driving record. In this article, we’ll explain which car insurance companies have the best and cheapest Chrysler insurance. 

Are Chryslers expensive to insure?

Based on our average rate data, Chryslers can be more expensive to insure than other vehicles. The average cost of car insurance for a 2023 model of the most popular Chrysler – the Chrysler Pacifica – is about $10 more per month than the average cost of car insurance for all popular 2023 models (roughly $176 per month or $2,123 per year).  

While average rate data suggests that Chryslers do have higher car insurance premiums than some other makes and models, car insurance premiums are unique to each individual. Some of the factors that will determine your premium are your age, credit score, gender, and insurance company, as well as policy-related factors, like your coverage limits and deductibles.  

Depending on your driver profile, you could pay higher or lower rates than average for Chrysler car insurance. The only way to know how much you will pay for auto insurance is to get personalized quotes from several car insurance companies. You can take our short quiz to see how much you can expect to pay to insure your Chrysler. 

How much should I expect to pay to insure my Chrysler?

Personalized rate estimates at the top insurance companies in your state

Your rates will vary based on where you live, your age, and other factors like your driving record

How much does Chrysler Pacifica insurance cost?

According to our analysis of recent car insurance data, the average premium for a Chrysler Pacifica is $2,239 per year for full coverage insurance. Keep in mind that your Pacifica insurance premium could be more expensive or less expensive depending on your coverage choices, the insurance company you pick, and your unique driver profile.  

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024. 

Best car insurance companies for Chrysler

There are lots of reputable car insurance companies on the market that sell insurance for Chrysler models. However, not all car insurance companies are created equal. We found that the best and cheapest car insurance companies for Chryslers include:  

  • Progressive 
  • Nationwide 
  • Geico 
  • Travelers 

If you’re shopping for Chrysler car insurance, you can start by evaluating these individual companies to see if they offer the type of coverage and amount of coverage you want. It’s also important to look into third-party ratings from organizations like AM Best, J.D. Power, and the National Association of Insurance Commissioners (NAIC). 

Before you choose a car insurance company, make sure to get quotes from several different providers. Comparing quotes will help you find the most affordable policy for your situation. You can always get new car insurance quotes if you’re unhappy with your premium or your premium goes up due to changes in your driving record, credit score, claim history, or something else. 

Average cost of Chrysler car insurance at popular car insurance companies

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024. 

progressive insurance
GEICO insurance

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Chrysler Capital Insurance requirements

Chrysler Capital is a program that allows you to lease or finance a Chrysler vehicle. You can secure financing, find offers near you, and get pre-qualified if you’re still deciding which vehicle you want. There’s also a helpful calculator online that shows you what your estimated monthly lease or loan payment will be based on the purchase price, down payment, and interest rate. 

Chrysler Capital does not sell traditional auto insurance. If you lease or finance a vehicle through Chrysler Capital, you are required to purchase a full coverage policy that includes collision coverage and comprehensive coverage. You also have to add Chrysler Capital as a loss payee on your insurance policy, because you don’t legally own the vehicle.  

Chrysler gap insurance

When you lease a vehicle through Chrysler Capital, your contract automatically includes gap insurance. Gap insurance, which stands for guaranteed asset protection, covers your remaining lease balance if your vehicle gets totaled.

If you finance a vehicle through Chrysler Capital, gap insurance is available as an optional add-on. However, most insurance companies sell gap insurance. Before you get Chrysler gap insurance, find out if it’s cheaper to add this coverage through Chrysler Capital or your personal car insurance company.  

Frequently asked

Is it expensive to insure a Chrysler?

It can be expensive to insure a Chrysler, but your Chrysler insurance cost will ultimately depend on your individual situation and coverage needs. For example, if you have excellent credit, a clean driving record, and no recent insurance claims, you will likely pay less for car insurance than someone with poor credit and multiple violations or claims on their record. It’s important to get multiple insurance quotes to see which company can offer you the lowest price.

Are Chryslers a reliable car?

Chryslers may be fairly unreliable vehicles. According to RepairPal, Chrysler has a reliability score of 3.5 out of 5, which puts it in 11th place out of 32 car brands. However, the reliability of a Chrysler depends on factors like the specific model, the age of the car, and how well you maintain the vehicle.

What is Chrysler’s cheapest car?

The Chrysler 300 is the brand’s cheapest car, with a starting MSRP of $35,515. RepairPal gives the Chrysler 300 a reliability score of 3.5 out of 5, so it’s not the most dependable car on the market. Although the Chrysler 300 is the cheapest vehicle in the company’s lineup, keep in mind that you might spend more money on maintenance and repairs due to the potential issues with reliability.


Rate Retriever rates are based on public rate filings obtained by analytics company First Interpreter. This data comes from the rating plans insurance carriers submit to each state’s department of insurance. Rating plans detail how each carrier calculates premiums using factors such as location, age, gender, and driving record, and they ensure that insurance premiums are both fair and competitive. 

For the data on this page, we made the following assumptions: a 35-year-old single male with a clean driving record and Good credit score. We adjusted this profile by vehicle make, model, trim, and year to determine the rates you see on this page.

These rates are not actual quotes and should only be used for comparative purposes. Your rates can vary significantly based on your unique driver profile. 

About Rate Retriever

At Rate Retriever, our mission is to make the way you shop for insurance transparent and fair through user-friendly tools that respect your privacy and deliver reliable, comprehensive results 

So we took everything we hated about comparing insurance quotes online – the spam, the long questionnaires, the limited choices, the inaccuracy of quote prices – and threw it out the window, favoring a short form that more accurately estimates what you’ll pay at each of the top insurance providers near you. 

Rate Retriever is an independent company that is not owned by an insurance provider, nor do we provide insurance ourselves. This independence allows us to be your free and impartial insurance research tool, helping you make the best decisions for your insurance needs.  

We may earn a commission when you click one of the links or call one of the providers listed on our site; however, we do not allow our partnerships to influence which information we provide.