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What does it cost to insure my Chrysler?
Compare personalized car insurance rates. No phone or email required.
Chrysler manufactures several popular vehicle models in the U.S., including the highly-rated Pacifica. According to Kelley Blue Book, the Chrysler Pacifica is one of the best minivans on the market. Chrysler is part of the automotive group Chrysler Dodge Jeep, which sells these three car brands under the same parent organization.
If you’re thinking about purchasing a Chrysler, you might be wondering about the cost of Chrysler insurance. Car insurance premiums for Chryslers depend on a variety of factors, like your location, vehicle model, vehicle age, and your driving record. In this article, we’ll explain which car insurance companies have the best and cheapest Chrysler insurance.
Chryslers can be more expensive to insure than other vehicles. But while average rate data suggests that Chryslers do have higher car insurance premiums than some other makes and models, car insurance premiums are unique to each individual. Some of the factors that will determine your premium are your age, credit score, gender, and insurance company, as well as policy-related factors, like your coverage limits and deductibles.
Depending on your driver profile, you could pay higher or lower rates than average for Chrysler car insurance. The only way to know how much you will pay for auto insurance is to get personalized quotes from several car insurance companies. You can take our short quiz to see how much you can expect to pay to insure your Chrysler.
Personalized rate estimates at the top insurance companies in your state
Your rates will vary based on where you live, your age, and other factors like your driving record
According to our analysis of recent car insurance data, the average premium for a Chrysler Pacifica is $2,200-$2,500 per year for full coverage insurance. Keep in mind that your Pacifica insurance premium could be more expensive or less expensive depending on your coverage choices, the insurance company you pick, and your unique driver profile.
There are lots of reputable car insurance companies on the market that sell insurance for Chrysler models. However, not all car insurance companies are created equal. We found that the best and cheapest car insurance companies for Chryslers include:
If you’re shopping for Chrysler car insurance, you can start by evaluating these individual companies to see if they offer the type of coverage and amount of coverage you want. It’s also important to look into third-party ratings from organizations like AM Best, J.D. Power, and the National Association of Insurance Commissioners (NAIC).
Before you choose a car insurance company, make sure to get quotes from several different providers. Comparing quotes will help you find the most affordable policy for your situation. You can always get new car insurance quotes if you’re unhappy with your premium or your premium goes up due to changes in your driving record, credit score, claim history, or something else.
Chrysler Capital is a program that allows you to lease or finance a Chrysler vehicle. You can secure financing, find offers near you, and get pre-qualified if you’re still deciding which vehicle you want. There’s also a helpful calculator online that shows you what your estimated monthly lease or loan payment will be based on the purchase price, down payment, and interest rate.
Chrysler Capital does not sell traditional auto insurance. If you lease or finance a vehicle through Chrysler Capital, you are required to purchase a full coverage policy that includes collision coverage and comprehensive coverage. You also have to add Chrysler Capital as a loss payee on your insurance policy, because you don’t legally own the vehicle.
When you lease a vehicle through Chrysler Capital, your contract automatically includes gap insurance. Gap insurance, which stands for guaranteed asset protection, covers your remaining lease balance if your vehicle gets totaled.
If you finance a vehicle through Chrysler Capital, gap insurance is available as an optional add-on. However, most insurance companies sell gap insurance. Before you get Chrysler gap insurance, find out if it’s cheaper to add this coverage through Chrysler Capital or your personal car insurance company.
Rate Retriever estimates average rates using the thousands of results we generated for our users over the last 18 months. These results include estimated quotes from our insurance carrier partners and additional estimates based on public rate filings.
For the data on this page, we analyzed searches from insured drivers ages 25-75 who were searching for full coverage car insurance. These rates are not actual quotes and should only be used for comparative purposes. Your rates can vary significantly based on your unique driver profile.
At Rate Retriever, our mission is to make the way you shop for insurance transparent and fair through user-friendly tools that respect your privacy and deliver reliable, comprehensive results.
So we took everything we hated about comparing insurance quotes online – the spam, the long questionnaires, the limited choices, the inaccuracy of quote prices – and threw it out the window, favoring a quicker form that more accurately estimates what you’ll pay at each of the top insurance providers near you.
Rate Retriever is an independent company that is not owned by an insurance provider, nor do we provide insurance ourselves. This independence allows us to be your free and impartial insurance research tool, helping you make the best decisions for your insurance needs.
We may earn a commission when you click one of the links, buy a policy, or call one of the providers listed on our site; however, we do not allow our partnerships to influence which information we provide in our guides.