How much is Toyota car insurance?

Katie Dee on 2023-08-31

How Much is Toyota Car Insurance?

Last updated: August 31, 2023

According to our research, car insurance on your Toyota can cost anywhere from around $1,880 per year to $2,290 per year. In order to determine your exact rate, there are several factors to consider such as the specific make of your vehicle, your location, and your driving history.

What does it cost to insure my Toyota?

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Insuring your Toyota

When it comes to purchasing a car, Toyota is one of the most well-known and popular brands there is, and with good reason. These cars are known to be reliable, safe, and generally inexpensive.

Even knowing all of this, though, you may not be sure what you can expect to pay for car insurance on your Toyota. We are here to help with that!

There are many elements that come into play when figuring out your specific rates and by the end of this article, you will have a better idea of how much you can expect to spend on Toyota car insurance and which provider might be the best for you.

What can I expect to pay to insure my Toyota?

Based on our analysis of car insurance rates for popular 2023 models, insuring your Toyota can cost anywhere from $1,880 per year ($157 per month) to $2,290 per year ($190 per month).

It is important to note that you can expect these rates to vary significantly based on the model and year of your car, where you live, your age, your credit score, and more.

Furthermore, the amount of coverage you want and the insurance company you choose will impact the amount you will pay for your Toyota car insurance. Consider your coverage limits and deductibles to get a better idea of what you can expect your insurance premium to be.

With so many options out there, it can sometimes feel overwhelming trying to find the right fit, but don’t worry, we’ve got you covered.

Take our short quiz experience to compare your different insurance options and find the best rate for the right coverage for you.

Toyota insurance rates by model

Your particular Toyota model will have an impact on your premium rates. According to our analysis of popular 2023 base models, the cheapest Toyota to insure is currently a RAV4 while a Toyota Highlander Hybrid sits at the most expensive. Generally, vehicles with a higher MSRP or more expensive repair costs have higher insurance rates.

The table below shows the average cost of car insurance for popular 2023 Toyota models:

Model	Premium
Toyota RAV4	1,883
Toyota Tacoma	1,941
Toyota 4Runner	1,941
Toyota Highlander	1,964
Toyota Tundra	2,017
Toyota Camry	2,142
Toyota Corolla	2,192
Toyota Prius Family	2,282

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of July 2023.

Toyota has a relatively large lineup of vehicles, and the insurance premiums for each one varies. Here is a look at the most popular Toyota models, based on our research.

Insurance for popular Toyota models

Toyota 4Runner

This model offers drivers 500 miles of range on a single tank and can go 0-60 in 8.0 seconds. The MSRP on a 2023 Toyota 4Runner starts at $40,155.

See how much it costs to insure a Toyota 4Runner>

Toyota Camry

This model offers driver 506 miles of range on a single tank and can go from 0-60 in 8.0 seconds. The MSRP on a 2023 Toyota Camry starts at $26,320.

See how much it costs to insure a Toyota Camry>

Toyota Highlander

This model offers drivers 616 total miles of range and can go from 0-60 in 7.2 seconds. The MSRP on a 2023 Toyota Highlander starts at $36,620.

See how much it costs to insure a Toyota Highlander>

Toyota Tundra

This model offers drivers 750 total miles of range and can go from 0-60 in 6.5 seconds. The MSRP on a 2023 Toyota Tundra starts at $38,965.

See how much it costs to insure a Toyota Tundra>

Toyota Prius Family

This model is incredibly popular among hybrid vehicles. It offers drivers 640 miles of range on a single tank and can go from 0-60 in 6.4 seconds. The MSRP on a 2023 Toyota Prius starts at $27,450.

See how much it costs to insure a Toyota Prius>

Toyota RAV4

This model offers drivers 435 total miles of range and can go from 0-60 in 8.3 seconds. The MSRP on a 2023 Toyota RAV4 starts at $28,275.

See how much it costs to insure a Toyota RAV4>

Toyota Tacoma

This model offers drivers 443 total miles of range and can go from 0-60 in 7.6 seconds. The MSRP on a 2023 Toyota Tacoma starts at $28,600.

See how much it costs to insure a Toyota Tacoma>

Cheapest car insurance companies for Toyota

Selecting the right car insurance provider for you can make all the difference when it comes to getting the cheapest rate possible. This is why it is so important to shop around and compare all your options before making a final choice. Based on our analysis, we’ve listed the best and cheapest car insurance providers for Toyota below.

Average cost of Toyota car insurance at popular car insurance companies

Carrier	Premium
USAA	1,415
Nationwide	1,505
Progressive	1,528
Geico	1,539
Auto-Owners Insurance	1,718
State Farm	1,729
Travelers	1,798
Allstate	2,397
Farmers	2,499

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How much should I expect to pay to insure my Toyota

Personalized rate estimates at the top insurance companies in your state

Your rates will vary based on where you live, your age, and other factors like your driving record

Frequently asked

Is Toyota expensive to insure?

According to our most recent data, Toyota car insurance costs about the same as the national average, depending on the model. However, the exact amount you pay will depend on your location, age, driving history, and more.

Why is Toyota Corolla so expensive to insure?

The Toyota Corolla was shown to be the eighth most stolen vehicle in the United States, making it riskier to insure. Vehicles that bring heightened risk to insurance providers usually make for higher insurance premiums.

How much is insurance for a Toyota Camry?

Based on our research, the average cost to insure a 2023 Toyota Camry is around $2,140 per year or $178 per month. This rate will vary depending on your personal details such as location, age, and driving history.

Which Toyota is the cheapest to insure?

Our data shows that the Toyota RAV4 is the cheapest model to insure with the 2023 model averaging around $1,880 per year or $157 per month. This number will change based on your personal information.

Which insurance is best for Toyota?

According to our most recent data on the most popular 2023 Toyota models and their insurance rates, the cheapest car insurance company for Toyota is Nationwide with an average premium of $1,505. For active members of the military or veterans, the cheapest option may be USAA with an average premium of $1,415.

How much is BMW car insurance?

Katie Dee on 2023-08-31

How Much is BMW Car Insurance?

Written by Katie Dee

Reviewed by Alyssa DiCrasto

Last updated: August 31, 2023

The average price for BMW car insurance is around $2,560 per year. However, your exact price will be different depending on things such as the model of your BMW, your coverage requirements, and your state.

What does it cost to insure my BMW?

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Luxury brands can bring luxury prices

Luxury brand cars offer drivers several benefits, including enhanced comfort, better safety features, and improved resale value. However, drivers of luxury brands may also pay higher insurance costs since their cost of repairs is more expensive than non-luxury vehicles. BMWs are no different.

We understand that keeping insurance costs low is at the forefront of every driver’s mind, but how can you really be sure that you are getting the most bang for your buck? Well, we’re here to help you do just that!

By the end of this article, you will understand what insurance options are out there for BMW owners as well as what you can expect to pay for your BMW car insurance.

How much is insurance on a BMW?

We compiled our most recent data, and the research showed that insuring your BMW can cost anywhere from $2,350 to $2,700 per year, or around $196 to $225 per month.

Of course, the price you pay to insure your BMW might be different. There are several factors that go into pinning down your exact rate, such as age, location, credit score, driving history, and gender (to name a few).

Additionally, there are several factors related to your policy that come into play. These include your deductible and coverage limits, the specific model you are insuring, and the year and trim of your BMW.

The last (and perhaps most daunting) element of your premium is the insurance company you choose. There are many insurance companies out there, and different companies offer different rates. It’s important to do your own research to decide the best provider for you and ensure you are getting the right coverage for the best price.

You can start your research now with our short quiz experience, and we’ll estimate the price you’ll pay at the top companies in your area.

BMW insurance rates by model

Looking at the specific BMW model you are driving is a great way to start personalizing your rates. Based on our research of the most popular 2023 BMW models , the BMW X3 offers the lowest premium while the BMW X5 is the priciest.

Typically, the higher the MSRP rate on your BMW, the more expensive your car insurance becomes.

According to our data, the most popular models among BMWs are the X3, X5, and 330i. To help you learn more, we have laid out some additional information on these models below.

Model	Premium
BMW X3	2,355
BMW 3-Series	2,629
BMW X5	2,696

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of July 2023.

Insurance for popular BMW models

BMW X3

The BMW X3 provides drivers with 490 miles of range and can go from 0-60 in 4.1 seconds. The MSRP on a 2023 BMW X3 starts at $46,200.

See how much it costs to insure a BMW X3 >

BMW X5

The BMW X5 offers drivers 569 miles of range and has the ability to go from 0-60 in 5.4 seconds. The MSRP on this model starts at $61,600.

See how much it costs to insure a BMW X5>

BMW 330i

On a full tank, the BMW 330i has 452 total miles of range and can go from 0-60 in 7.1 seconds. The MSRP on a BMW 330i starts at $43,800.

See how much it costs to insure a BMW 330i>

Cheapest car insurance companies for BMW

When it comes to car insurance, comparing rates from several different providers is key. You deserve to know that you are getting the best deal, and this is the #1 way to do that. As previously stated, rates from any carrier will vary based on factors such as your location, age, budget, and the type of coverage you are looking for. According to our research, these are the best insurance providers for various BMW models:

Carrier	Premium
USAA	1,724
Nationwide	1,745
Progressive	1,885
State Farm	2,088
Geico	2,113
Auto-Owners Insurance	2,140
Travelers	2,247
Farmers	2,840
Allstate	3,231

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Zip Code*

How much should I expect to pay to insure my BMW

Personalized rate estimates at the top insurance companies in your state

Your rates will vary based on where you live, your age, and other factors like your driving record

Frequently asked

Is BMW expensive to insure?

Compared to the national average, BMWs are typically more expensive to insure. This is likely because BMW is considered a luxury brand, so it is more expensive to repair or replace in the event you need to make an insurance claim.

Why is BMW insurance so high?

In general, vehicles with higher value are more expensive to insure. Since BMW is considered a luxury brand, it costs insurance companies more to repair or replace a BMW than it would its non-luxury counterparts, leading to more costly insurance premiums upfront. These premiums, however, vary depending on factors such as your location, age, and driving record.

What is the most expensive BMW to insure?

Based on our recent data, the BMW X3 is the most expensive BMW to insure when compared with the X5 and 330i models. However, these prices are dependent on your personal details.

Why is insurance higher on luxury cars?

Typically, luxury vehicles are more expensive to insure because repairs on them cost the insurance provider more money. This is because the parts needed for luxury vehicles usually cost more than those needed for non-luxury options.

How much is Lexus car insurance?

Katie Dee on 2023-08-24

How Much is Lexus Car Insurance?

Written by Elizabeth Rivelli

Reviewed by Alyssa DiCrasto

Last updated: August 24, 2023

Car insurance for a Lexus ranges from $2,200 – $2,520 per year on average. However, you may pay more or less for car insurance depending on the year, model and trim level of your Lexus as well as personal factors like where you live and your driving record.

What does it cost to insure my Lexus?

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Car insurance for a Lexus

Lexus is a popular luxury vehicle brand owned by Toyota. Lexus offers a diverse lineup of models, from high performance sports cars to full-sized SUVs with off-road capabilities. It’s estimated that there were more than 286,000 Lexus vehicles sold in North America in 2022.

If you own a Lexus or are thinking about buying one, it’s important to understand the cost of car insurance. Because Lexus is a luxury brand that manufactures high value vehicles, Lexus car insurance premiums can be more expensive than other makes and models.

In this article, we’ll look at average Lexus insurance costs and highlight which car insurance companies are best for a Lexus.

How much is insurance on a Lexus?

The cost of car insurance on a Lexus depends on a variety of different factors. The make and model year are two of the biggest. Most brand-new Lexus models have more expensive car insurance premiums than used Lexus vehicles. Additionally, some models are costlier to insure than others.

There are also many personal factors that insurance companies consider when you apply for auto insurance. Your age, location, credit score, claim history, and driving record are a few of the criteria that can impact your rate.

Lastly, your policy preferences will affect the cost of your car insurance. Your coverage limits, coverage types, and deductibles will contribute to the overall cost of your premium. Choosing higher coverage limits will result in a higher premium, but picking a high deductible will lower your rate.

You can take our short quiz to see how much you can expect to pay to insure your Lexus.

Lexus insurance rates by model

Before you purchase a Lexus, it’s helpful to get car insurance quotes for the specific model you’re looking at. Based on our analysis of recent rate data, car insurance rates can vary significantly depending on the type of Lexus you own. We found that the Lexus NX has the lowest rates and the Lexus ES has the highest rates among Lexus base models.

Here is the average cost of car insurance for some of the most popular 2022 Lexus models:

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of July 2023.

These rates are for the base trim level. Your rates will vary based on the model year and trim level of your Lexus, as well as personal factors like where you live and you driving record.

Insurance for popular Lexus models

Lexus NX

The Lexus NX is a small SUV with high-tech features, a luxury interior, and several trim levels. The 2024 Lexus NX 250 has an MSRP of $40,305, but there are other NX models available with higher horsepower and a higher price tag.

See how much it costs to insure a Lexus NX:

Lexus RX

The Lexus RX is considered a luxury crossover, with impressive performance features and excellent cargo space. The latest Lexus RX 350 model starts at $49,150.

See how much it costs to insure a Lexus RX:

Lexus RX insurance

Lexus ES

The Lexus ES is an AWD midsize sedan with a powerful 203-horsepower four-cylinder engine. The base trim level Lexus ES 250 starts at $43,190, but there are several other models available with more capabilities and features.

See how much it costs to insure a Lexus ES:

Cheapest car insurance companies for Lexus

There’s no single best car insurance company for all Lexus vehicles. The best car insurance company for you depends on your coverage needs, your budget, and your vehicle type. Based on our evaluation, here are the best and cheapest insurance companies for popular Lexus cars:

Lexus NX: Erie, Progressive, and American Family
Lexus RX: Erie Insurance, Nationwide, and State Farm
Lexus ES: Progressive, Erie, and Auto-Owners

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Year*

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How much should I expect to pay to insure my Lexus

Personalized rate estimates at the top insurance companies in your state

Your rates will vary based on where you live, your age, and other factors like your driving record

Lexus gap insurance

If you lease or finance a Lexus through a dealership, you will have the option to purchase Lexus gap insurance. Gap insurance, which stands for guaranteed asset protection, applies if your car is damaged or stolen, and is declared a total loss.

This policy will pay the difference between your car’s diminished value and the amount you still owe on the vehicle’s lease or auto loan. Lexus gap insurance can also cover up to $1,000 of your auto insurance deductible.

Does insurance go up for luxury vehicles?

Car insurance premiums are usually more expensive for luxury vehicles. Luxury cars often have a higher value than other cars, which means they cost more to replace. Depending on the brand, luxury cars might also have more expensive parts or specialty parts, making them more expensive to repair after an accident or other covered loss.

However, the cost of luxury car insurance depends on factors besides the make and model of your vehicle. To find the most affordable car insurance for your situation, you should compare personalized rate quotes from several insurance companies.

Frequently asked

Is it expensive to insure a Lexus?

It can be expensive to insure a Lexus, but it depends on the model, your personal profile, and your policy preferences. For example, a state minimum coverage policy will be much cheaper than a full coverage policy on the same Lexus vehicle.

Is Lexus ES 350 expensive to insure?

A Lexus ES 350 will likely have higher car insurance premiums than lower-value vehicles. The only way to know exactly how much you’ll pay for Lexus ES 350 insurance is to get a personalized rate quote.

Are Toyotas expensive to insure?

Toyota, which is Lexus’ parent company, manufactures less expensive vehicles that don’t fall under the “luxury” category. As a result, Toyotas are usually less expensive to insure than Lexus models. However, some Toyota models might still be expensive to insure, such as cars with higher MSRPs or hybrid vehicles.

Why is luxury car insurance so expensive?

Luxury cars have higher insurance premiums because they are more valuable than other vehicles. They might also have higher repair costs compared to economy cars. Because insurance companies need to provide more coverage for luxury cars, the insurance premiums are typically higher.

Is a Lexus more expensive to insure?

A Lexus vehicle is more expensive to insure than many other cars. However, the cost of Lexus insurance depends on many factors besides the specific model. Additionally, most insurers offer discounts and other ways to save money on your Lexus insurance policy.

How Much is Toyota Car Insurance?

1 Car Comparison

Insuring your Toyota

What can I expect to pay to insure my Toyota?

Toyota insurance rates by model

Insurance for popular Toyota models

Toyota 4Runner

Toyota Camry

Toyota Highlander

Toyota Tundra

Toyota Prius Family

Toyota RAV4

Toyota Tacoma

Cheapest car insurance companies for Toyota

Average cost of Toyota car insurance at popular car insurance companies

Compare car insurance cost between two vehicles

2 Car Comparison

Vehicle 1

Vehicle 2

How much should I expect to pay to insure my Toyota

Frequently asked

Is Toyota expensive to insure?

Why is Toyota Corolla so expensive to insure?

How much is insurance for a Toyota Camry?

Which Toyota is the cheapest to insure?

Which insurance is best for Toyota?

How Much is BMW Car Insurance?

1 Car Comparison

Luxury brands can bring luxury prices

How much is insurance on a BMW?

BMW insurance rates by model

Insurance for popular BMW models

BMW X3

BMW X5

BMW 330i

Cheapest car insurance companies for BMW

Compare car insurance cost between two vehicles

2 Car Comparison

Vehicle 1

Vehicle 2

How much should I expect to pay to insure my BMW

Frequently asked

Is BMW expensive to insure?

Why is BMW insurance so high?

What is the most expensive BMW to insure?

Why is insurance higher on luxury cars?

How Much is Lexus Car Insurance?

1 Car Comparison

Car insurance for a Lexus

How much is insurance on a Lexus?

Lexus insurance rates by model

Insurance for popular Lexus models

Lexus NX

Lexus RX

Lexus ES

Cheapest car insurance companies for Lexus

Compare car insurance cost between two vehicles

2 Car Comparison

Vehicle 1

Vehicle 2

How much should I expect to pay to insure my Lexus

Lexus gap insurance

Does insurance go up for luxury vehicles?

Frequently asked

Is it expensive to insure a Lexus?

Is Lexus ES 350 expensive to insure?

Are Toyotas expensive to insure?

Why is luxury car insurance so expensive?

Is a Lexus more expensive to insure?

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