Does comprehensive insurance cover damage to personal belongings stolen from my car?

Comprehensive insurance generally covers damage to your car from things like theft; however, it usually does not cover personal belongings stolen from inside your car. For those items, you may need to look into a separate policy, such as renters or homeowners insurance. Comprehensive car insurance will cover pre-installed, permanent components of your vehicle stolen or damaged by theft.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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